Common types of roof damage
1. Weather-related Damage:
- Hail Damage: Hailstorms can cause dents, cracks, or missing shingles on roofs.
- Wind Damage: High winds can lift shingles, tear them off, or cause debris to impact the roof.
- Storm Damage: Severe storms, including hurricanes and tornadoes, can lead to significant roof damage.
2. Water Damage:
- Leaking Roofs: Water leaks can result from damaged or missing shingles, worn sealant around vents, or flashing issues.
- Ice Dams: Ice dams can form on roofs, leading to water backup and seepage under shingles.
3. Falling Trees or Branches:
- Trees falling on the roof due to storms or accidents can cause extensive damage.
4. Fire Damage:
- Fires can destroy roofs, leading to the need for repair or replacement.
5. Pests and Vermin:
- Damage caused by pests like rodents or insects that have made their way into the roof structure.
6. Aging and Wear:
- Some policies may cover roof damage resulting from normal wear and tear, especially if it leads to leaks or other problems.
7. Vandalism:
- Deliberate acts of vandalism or malicious mischief causing damage to the roof.
